day 133money and the bank
unit 18 · money and marketsmoney and the bank
Handle money at the bank: savings, foreign exchange, loans and guarantees, shares and debts.
today’s words
- 钞票 chāopiào · banknotes, cash
- 纸币 zhǐbì · paper money
- 硬币 yìngbì · coin
- 外币 wàibì · foreign currency
- 外汇 wàihuì · foreign exchange
- 兑 duì · to exchange, convert
- 兑换 duìhuàn · to exchange (currency)
- 兑现 duìxiàn · to cash; to keep (a promise)
- 支票 zhīpiào · cheque
- 存折 cúnzhé · bankbook, passbook
- 活期 huóqī · current (account), on demand
- 利率 lìlǜ · interest rate
- 信贷 xìndài · credit, loans
- 透支 tòuzhī · to overdraw
- 借条 jiètiáo · IOU (written by a borrower)
- 欠条 qiàntiáo · IOU (for money owed)
- 债 zhài · debt
- 债务 zhàiwù · debt, liabilities
- 债券 zhàiquàn · bond
- 证券 zhèngquàn · securities
- 股份 gǔfèn · shares, stake
- 股东 gǔdōng · shareholder
- 股民 gǔmín · (private) stock investor
- 分红 fēnhóng · to pay dividends
- 红利 hónglì · dividend, bonus
- 抵押 dǐyā · to mortgage, pledge
- 担保 dānbǎo · to guarantee, vouch for
- 偿还 chánghuán · to repay
- 拖欠 tuōqiàn · to be in arrears, delay paying
- 挂失 guàshī · to report the loss of
- 积蓄 jīxù · savings; to save up
- 积攒 jīzǎn · to save up bit by bit
- 攒 zǎn · to save, put by
- 手头 shǒutóu · at hand; money on hand
- 钱财 qiáncái · money, wealth
sentences
- 我想把美元兑换成人民币。 · I’d like to change dollars into renminbi.
- 这是我这些年所有的积蓄，买房子时要全部动用。 · These are all my savings from these years, and I’ll have to draw on every bit of them to buy the flat.
- 我的银行卡丢了，得马上挂失。 · I’ve lost my bank card: I must report it at once.
- 买房子一来要付钱，二来要还贷款。 · Buying a flat means paying a lump sum first, then repaying a loan.
- 借钱的时候最好写一张借条。 · When you lend money, it’s best to get an IOU in writing.